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Thursday, May 9, 2013

My First Place

This guest post from Doris Dillon
 
I spend a lot of time at the office and I recently bought my first home. I was worried that I was a bad decision to spend money on a condo since I’m hardly ever there but it seemed even sillier to keep wasting money on rent when I could be spending it on a mortgage which is an investment. I spent a lot of time on a Website someone referred to me to research the cheapest utility companies and I also weighed the numbers for everything from cable to internet at home. Since I’m never there I decided against cable and I almost decided not to get internet, too, but then I remembered that I’m sometimes able to work from home and those days I’ll definitely need it. I don’t have a lot of furniture since I’ve always lived in furnished apartments so I knew I needed to buy some nice stuff. I can’t believe I’m 28 years old and have never bought my own couch! It’s a whole different beast being a homeowner compared to a renter but I do feel good about how responsible a decision it was. My dad is a financial advisor so I spent a lot of time with him going over the numbers and it just made sense for me to buy right now. The market is on its way back up so home prices were definitely as low as they were going to be – there was just not going to be a better time so when I saw this condo I knew I had to take it. It’s only a one bedroom so I’ll probably have to sell it if I ever get married but you know, that’s okay with me. It’s going to pay off in the long run and I’m not wasting my cash anymore which makes me feel better on a day to day basis! Plus, I got a new couch out of the whole thing.

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