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Tuesday, February 7, 2012

Grocery Store Coupons



My husband calls me Chief Johnson (cheap Johnson is what he really meant). I am not cheap like he thought I was, wise spender a better term for it.  In a tough economy like we have, whatever savings we can get helps. I have a list of things we can do to save money and one of the easiest things to do to save on basic  necessities like groceries and produce is to use coupon codes from grocery stores. Coupons are easy to find , you can find them on newspapers,  weekly grocery mailers and online. Jeff likes to tease me and one time he asked me if I wanted to eat in a nice restaurant in town and next to the invitation was the question if I have a coupon we can use to save money so he can order a glass of wine with his dinner. I thought he was just teasing me, but he was serious. Eating out is fun and one of the ways to make it affordable is using discount coupons on restaurants.  

As an accountant,  budgeting is something I do at work and I also apply at home. Every month I create a budget and everyone in our family participates in keeping our expenses within our budget. It is fun to see the children participates in our family budget, it teaches them valuable skills they can apply later in life.  At the end of the month, we collect all the savings and put it in a savings account we use for our annual family trip.

Comparing prices for insurance, home warranties, cable and internet, celphone bills can also save us a lot of money. Early last year, we have our telephone line disconnected, we don’t really need it when everybody owns a celphone. That was a savings of almost $500 a year.  We checked on our cable channels and eliminated channels we don’t really watch.  We watch whatever channels come on the basic package and watch other shows on the internet. Going to movies is also replaced with renting a movie on redbox. For a price of over a dollar, the whole family can enjoy a movie with popcorn and drinks we make at home.  

One of the things we found out last year from our credit card company is the rewards points. We earn so many points on gasoline, groceries, restaurants, etc.  If we pay our balance in full at the end of the month, the reward points we earn can be converted to cash or applied to our credit card bills. Last year I made almost $300 on rewards points.

Saving money is fun, get online,search for discount coupons on items you wanted to buy and enjoy the savings!


Submitted by Chay for TSS

9 comments:

  1. haha, you made me laugh with cheap Johnson Chay, we are so much the same in so many ways...I enjoy saving money too, for me, it is sooooooo much fun!!!! how you involve your family with budgeting and living within the budget set aside was how I was brought up too, and that's how I learned to love numbers :) I also enjoy every year the cash back :) or reward points, it's just fun!! thanks for sharing this post Chay, I totally love it.

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    1. I love savings and who doesn't huh ? Every little thing helps especially in this tough economy.

      Thanks Beth for reposting !

      Chay

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  2. hahaha! hi there cheap Johnson and cheap Luc, it's cheap Calasanz here. lol!

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    1. Hahhahaha the Cheap Salitype ladies ! Thanks CC for stopping by !!!

      Chay

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  3. Cheap Johnson ehehehe! ah I wish I had the skills for counting...I mean multiplying money hahaha, but I too am a "cheap" hehe, great info there, thank you so much for sharing...love yah friends:-)

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    1. Hahahaha I wish I know how to multiply more than divide money !

      Thanks for stopping by !

      Chay

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    2. I am not so good with multiplying money too, but I have learned to get happy with addition :) love you ladies.

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    3. hahaha! hello cheap ladies! we have to master on how to multiply happine$$. hehehe!

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    4. Hahahaha I am getting there. This blogging happiness is addictive. Whew, I can't relax if we are not getting offer for a day ! hahahaah

      Chay

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